Rate vs. proper coverage

Biggest Auto Insurance misconception:

People think when they carry comprehensive and collision
AKA: ” full coverage” , that they have everything they will need protection wise, in the event of any accident or issue. This could not be farther from the truth.
Comprehensive and collision coverage is purely for the vehicle

Sleep better knowing an Independent Insurance Broker/ Agent is on your side!

An Independent Broker/ Agent:

1. Is a value hunter – our brokers look for the best combination of price, coverage, and service. The broker works for YOU, not the insurance carrier. They know the local Bainbridge Island demographic well. All of our brokers

Well, spring is almost here! This means many things for your personal insurance. For Bainbridge Islander’s it means breaking out the boats, jet skis, rowing skulls, motorcycles, scooters and just about any other off road or water machine you can imagine.

As your trusted insurance broker, I urge you to call us , take five

Homeowners Insurance, Auto Insurance, Life Insurance, Business Insurance, Health Insurance. At Eagle Harbor Insurance , here on Bainbridge Island, we offer all lines of insurance coverage with a plan and cost to fit every need. We have access to almost any carrier you can request and can cover truly any risk.

Give us a call

New drivers, young drivers, older drivers? Why do auto rates start high and eventually end just as high?

I call it the “Insurance inverted bell curve” . When you are a young or a new/inexperienced driver, rates are high . As you gain experience, build a quality driving record, credit, and ability to pay, the

Broad Form coverage….contrary to ad’s on TV …is actually designed for those, who DO NOT own a vehicle and need insurance coverage . Many folks are mislead to believe that if you own multiple cars, you can simply carry Broad Form coverage and have all the vehicles covered.

This is untrue and can cause a

Do you or your teenager earn a little extra spending money using your car – maybe delivering pizzas or other products? Many people don’t realize that their Personal Auto policy won’t cover vehicles when they’re used to earn money, including making deliveries.

Be sure to check with your agent or broker to see whether you

Talking to a friend in the local Starbuck’s the other day, the topic of insurance came up. The question she asked me was, “When it comes to insurance what’s the difference anyway?” Surprisingly enough I get asked that question all the time. And thinking back to when I myself was new to insurance, it’s one

INDEPENDENT AGENTS: LOCAL HEROES

As an independent insurance agent, you wear two hats: Knowledgeable professional and member of your local community.

‘THAT LYING LIZARD’ “Why would you want to buy insurance from a lizard – especially a lizard with a British accent?
“Don’t get me wrong. I like the telephone and the Internet as much