If you are considering changing, upgrading or enrolling in an individual health insurance plan for you and your family…..the time is now!

Open enrollment for individual health insurance , starts on 3/15/2013 and runs until 4/30/2013.

This is one of two chances annually to add children age 19 and under to an individual health policy…do not miss

As with other kinds of insurance, there are several types of health insurance.

Major medical plans typically cover a comprehensive array of healthcare needs, including doctors’ visits, drugs and hospital care. These benefits can be delivered in several different ways:

Indemnity plans – These major medical plans typically have a deductible – the amount you