Earthquake Insurance with Eagle Harbor Insurance…..am I covered?
Many people don’t know that most homeowners insurance policy do NOT include earthquake coverage. To protect yourself in earthquake-prone areas, you’ll need to purchase separate earthquake insurance. ( we can help of course!!)
Your options usually are as follows:
•Earthquake coverage can be added as an endorsement on your homeowner policy
• Or we can offer stand alone earthquake coverage with numerous carriers.
With all of ther small “shakes” we have felt lately, we strongly recommend this additional coverage.
If your home is older, the carrier may require a earthquake retrofit prior to placing coverage. We can help determine the need for this and proper actions to take.