What do I do in the event of a simple fender bender accident, with no injuries?

This question comes up often  at Eagle Harbor Insurance and it seems many folks are unclear as to what to do, what to provide, etc.

Simple answer: Both parties are required to exchange insurance policy information and a form of contact information. It is also recommended that the local police are called and a simple statement is filed, if possible.

**Please remember, regardless of fault, this is stressful for all parties involved. Arguing, yelling at or threatening the other party, achieves nothing and just delays the claims process.

This is exactly why we have insurance and why they call it an accident!