Bainbridge Island is a curious place for Homeowners insurance. Bainbridge is an island by definition ,which usually indicates limited access, limited fire departments, high protection class codes, and overall semi isolation.
In our insurance brokerage, we have worked with our insurance carriers/ underwriters to better define the island risk . The end result ? Essentially we can get this rated much like any other midtown population base and eliminate the ” island rating surcharge”.

What does this mean for you as a consumer? It means lower rates and broader coverage options! Great news!

Hartford * Kemper * Guide One * Foremost* Red Shield * Chubb * Fireman’s Fund

Currently our top tier carriers